> For the complete documentation index, see [llms.txt](https://docs.cashramp.co/cashramp/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.cashramp.co/cashramp/introduction/payment-rails.md).

# Payment Rails

Cashramp supports a variety of local payment methods across multiple African countries. Each payment method is identified by a unique `identifier` that you'll use in API calls.

## Overview

* **30+ countries** supported across Africa
* **Mobile money** providers (MTN, Orange, M-Pesa, Airtel, Wave, etc.)
* **Bank transfers** in most regions
* **Instant payments** in available markets

{% hint style="info" %}
This list is generated from live data. Always call [`p2pPaymentMethodTypes`](/cashramp/cashramp-api/queries.md#p2p-payment-method-types) for the authoritative, up-to-date set of rails available in a given country.
{% endhint %}

## Payment Methods by Country

### Algeria (DZ) 🇩🇿

Currency: **DZD**

| Payment Method | Identifier  | Type          |
| -------------- | ----------- | ------------- |
| BaridiMob      | `baridimob` | Mobile Wallet |

### Benin (BJ) 🇧🇯

Currency: **XOF**

| Payment Method    | Identifier          | Type          |
| ----------------- | ------------------- | ------------- |
| MTN Mobile Money  | `mtn_momo`          | Mobile Money  |
| Orange Money      | `orange_money`      | Mobile Money  |
| Wave Mobile Money | `wave_mobile_money` | Mobile Money  |
| Moov Money        | `moov_money`        | Mobile Money  |
| Ecobank           | `ecobank`           | Bank Transfer |

### Botswana (BW) 🇧🇼

Currency: **BWP**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| Orange Money   | `orange_money`  | Mobile Money  |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### Burkina Faso (BF) 🇧🇫

Currency: **XOF**

| Payment Method    | Identifier          | Type          |
| ----------------- | ------------------- | ------------- |
| MTN Mobile Money  | `mtn_momo`          | Mobile Money  |
| Orange Money      | `orange_money`      | Mobile Money  |
| Wave Mobile Money | `wave_mobile_money` | Mobile Money  |
| Moov Money        | `moov_money`        | Mobile Money  |
| Ecobank           | `ecobank`           | Bank Transfer |
| Bank Transfer     | `bank_transfer`     | Bank Transfer |

### Cameroon (CM) 🇨🇲

Currency: **XAF**

| Payment Method         | Identifier     | Type          |
| ---------------------- | -------------- | ------------- |
| MTN Mobile Money       | `mtn_momo`     | Mobile Money  |
| Orange Money           | `orange_money` | Mobile Money  |
| Afriland First Bank \* | `afriland`     | Bank Transfer |

### Central African Republic (CF) 🇨🇫

Currency: **XAF**

| Payment Method | Identifier     | Type          |
| -------------- | -------------- | ------------- |
| Orange Money   | `orange_money` | Mobile Money  |
| BSIC \*        | `bsic`         | Bank Transfer |
| BGFI \*        | `bgfi`         | Bank Transfer |

### Chad (TD) 🇹🇩

Currency: **XAF**

| Payment Method         | Identifier     | Type          |
| ---------------------- | -------------- | ------------- |
| MTN Mobile Money       | `mtn_momo`     | Mobile Money  |
| Moov Money             | `moov_money`   | Mobile Money  |
| Airtel Money           | `airtel_money` | Mobile Money  |
| BSIC \*                | `bsic`         | Bank Transfer |
| Afriland First Bank \* | `afriland`     | Bank Transfer |

### Côte d'Ivoire (CI) 🇨🇮

Currency: **XOF**

| Payment Method    | Identifier          | Type          |
| ----------------- | ------------------- | ------------- |
| MTN Mobile Money  | `mtn_momo`          | Mobile Money  |
| Orange Money      | `orange_money`      | Mobile Money  |
| Wave Mobile Money | `wave_mobile_money` | Mobile Money  |
| Moov Money        | `moov_money`        | Mobile Money  |
| Bank Transfer     | `bank_transfer`     | Bank Transfer |

### Democratic Republic of the Congo (CD) 🇨🇩

Currency: **CDF**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| M-Pesa         | `mpesa`         | Mobile Money  |
| Orange Money   | `orange_money`  | Mobile Money  |
| Airtel Money   | `airtel_money`  | Mobile Money  |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### Equatorial Guinea (GQ) 🇬🇶

Currency: **XAF**

| Payment Method | Identifier    | Type          |
| -------------- | ------------- | ------------- |
| Muni Dinero    | `muni_dinero` | Mobile Money  |
| BGFI \*        | `bgfi`        | Bank Transfer |

### Ethiopia (ET) 🇪🇹

Currency: **ETB**

| Payment Method              | Identifier      | Type          |
| --------------------------- | --------------- | ------------- |
| M-Pesa                      | `mpesa`         | Mobile Money  |
| Telebirr                    | `telebirr`      | Mobile Money  |
| CBE Birr                    | `cbe_birr`      | Mobile Money  |
| Commercial Bank of Ethiopia | `cboe`          | Bank Transfer |
| Bank Transfer               | `bank_transfer` | Bank Transfer |

### Gabon (GA) 🇬🇦

Currency: **XAF**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| Airtel Money   | `airtel_money`  | Mobile Money  |
| Gabon Telecom  | `gabon_telecom` | Mobile Money  |
| BGFI \*        | `bgfi`          | Bank Transfer |

### Ghana (GH) 🇬🇭

Currency: **GHS**

| Payment Method             | Identifier            | Type          |
| -------------------------- | --------------------- | ------------- |
| MTN Mobile Money           | `mtn_momo_gh`         | Mobile Money  |
| Vodafone Cash              | `vodafone_cash_gh`    | Mobile Money  |
| AirtelTigo Money           | `airteltigo_money_gh` | Mobile Money  |
| Bank Account (Instant Pay) | `bank_transfer_gh`    | Bank Transfer |

### Guinea-Bissau (GW) 🇬🇼

Currency: **XOF**

| Payment Method    | Identifier          | Type          |
| ----------------- | ------------------- | ------------- |
| MTN Mobile Money  | `mtn_momo`          | Mobile Money  |
| Orange Money      | `orange_money`      | Mobile Money  |
| Wave Mobile Money | `wave_mobile_money` | Mobile Money  |
| Moov Money        | `moov_money`        | Mobile Money  |
| Ecobank           | `ecobank`           | Bank Transfer |
| Bank Transfer     | `bank_transfer`     | Bank Transfer |

### Kenya (KE) 🇰🇪

Currency: **KES**

| Payment Method   | Identifier            | Type          |
| ---------------- | --------------------- | ------------- |
| M-Pesa           | `mpesa`               | Mobile Money  |
| Airtel Money     | `airtel_money`        | Mobile Money  |
| M-Pesa (Paybill) | `mpesa_paybill`       | Bank Transfer |
| Bank Transfer    | `bank_transfer_kenya` | Bank Transfer |
| EQ Bank          | `eq_bank`             | Bank Transfer |

### Malawi (MW) 🇲🇼

Currency: **MWK**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| Airtel Money   | `airtel_money`  | Mobile Money  |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### Mali (ML) 🇲🇱

Currency: **XOF**

| Payment Method    | Identifier          | Type          |
| ----------------- | ------------------- | ------------- |
| MTN Mobile Money  | `mtn_momo`          | Mobile Money  |
| Orange Money      | `orange_money`      | Mobile Money  |
| Wave Mobile Money | `wave_mobile_money` | Mobile Money  |
| Moov Money        | `moov_money`        | Mobile Money  |
| Sama Money        | `sama_money`        | Mobile Money  |
| Wizall            | `wizall`            | Mobile Money  |
| Ecobank           | `ecobank`           | Bank Transfer |
| Bank Transfer     | `bank_transfer`     | Bank Transfer |

### Mozambique (MZ) 🇲🇿

Currency: **MZN**

| Payment Method | Identifier | Type         |
| -------------- | ---------- | ------------ |
| M-Pesa         | `mpesa`    | Mobile Money |
| e-Mola         | `emola`    | Mobile Money |

### Niger (NE) 🇳🇪

Currency: **XOF**

| Payment Method    | Identifier          | Type          |
| ----------------- | ------------------- | ------------- |
| MTN Mobile Money  | `mtn_momo`          | Mobile Money  |
| Orange Money      | `orange_money`      | Mobile Money  |
| Wave Mobile Money | `wave_mobile_money` | Mobile Money  |
| Moov Money        | `moov_money`        | Mobile Money  |
| Ecobank           | `ecobank`           | Bank Transfer |
| Bank Transfer     | `bank_transfer`     | Bank Transfer |

### Nigeria (NG) 🇳🇬

Currency: **NGN**

| Payment Method | Identifier         | Type          |
| -------------- | ------------------ | ------------- |
| Bank Account   | `bank_transfer_ng` | Bank Transfer |
| Chipper Cash   | `chipper_cash`     | Mobile Wallet |

### Republic of the Congo (CG) 🇨🇬

Currency: **XAF**

| Payment Method   | Identifier     | Type          |
| ---------------- | -------------- | ------------- |
| MTN Mobile Money | `mtn_momo`     | Mobile Money  |
| Airtel Money     | `airtel_money` | Mobile Money  |
| BCI              | `bci`          | Bank Transfer |
| BGFI \*          | `bgfi`         | Bank Transfer |

### Rwanda (RW) 🇷🇼

Currency: **RWF**

| Payment Method   | Identifier | Type         |
| ---------------- | ---------- | ------------ |
| MTN Mobile Money | `mtn_momo` | Mobile Money |

### Senegal (SN) 🇸🇳

Currency: **XOF**

| Payment Method    | Identifier          | Type          |
| ----------------- | ------------------- | ------------- |
| MTN Mobile Money  | `mtn_momo`          | Mobile Money  |
| Orange Money      | `orange_money`      | Mobile Money  |
| Wave Mobile Money | `wave_mobile_money` | Mobile Money  |
| Moov Money        | `moov_money`        | Mobile Money  |
| Ecobank           | `ecobank`           | Bank Transfer |
| Bank Transfer     | `bank_transfer`     | Bank Transfer |

### Sierra Leone (SL) 🇸🇱

Currency: **SLL**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| Orange Money   | `orange_money`  | Mobile Money  |
| Afrimoney      | `afrimoney`     | Mobile Money  |
| Saful Pay      | `saful_pay`     | Mobile Money  |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### South Africa (ZA) 🇿🇦

Currency: **ZAR**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| FNB E-Wallet   | `fnb_ewallet`   | Mobile Money  |
| FNB            | `fnb`           | Bank Transfer |
| Absa           | `absa`          | Bank Transfer |
| Capitec        | `capitec`       | Bank Transfer |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### Tanzania (TZ) 🇹🇿

Currency: **TZS**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| TigoPesa       | `tigopesa`      | Mobile Money  |
| Airtel Money   | `airtel_money`  | Mobile Money  |
| Vodacom        | `vodacom`       | Mobile Money  |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### Togo (TG) 🇹🇬

Currency: **XOF**

| Payment Method    | Identifier          | Type          |
| ----------------- | ------------------- | ------------- |
| MTN Mobile Money  | `mtn_momo`          | Mobile Money  |
| Orange Money      | `orange_money`      | Mobile Money  |
| Wave Mobile Money | `wave_mobile_money` | Mobile Money  |
| Moov Money        | `moov_money`        | Mobile Money  |
| Yas               | `yas_momo`          | Mobile Money  |
| Coris Money       | `coris_money`       | Mobile Money  |
| Ecobank           | `ecobank`           | Bank Transfer |

### Uganda (UG) 🇺🇬

Currency: **UGX**

| Payment Method   | Identifier     | Type         |
| ---------------- | -------------- | ------------ |
| MTN Mobile Money | `mtn_momo`     | Mobile Money |
| Airtel Money     | `airtel_money` | Mobile Money |

### Zambia (ZM) 🇿🇲

Currency: **ZMW**

| Payment Method   | Identifier      | Type          |
| ---------------- | --------------- | ------------- |
| MTN Mobile Money | `mtn_momo`      | Mobile Money  |
| Airtel Money     | `airtel_money`  | Mobile Money  |
| Bank Transfer    | `bank_transfer` | Bank Transfer |

### Zimbabwe (ZW) 🇿🇼

Currency: **USD**

| Payment Method | Identifier | Type         |
| -------------- | ---------- | ------------ |
| EcoCash        | `ecocash`  | Mobile Money |
| InnBucks       | `innbucks` | Mobile Money |

***

\* Regional bank rail currently being rolled out — it may not yet be selectable in every listed market. Confirm availability via the [`p2pPaymentMethodTypes`](/cashramp/cashramp-api/queries.md#p2p-payment-method-types) query before relying on it.