# Payment Rails

Cashramp supports a variety of local payment methods across multiple African countries. Each payment method is identified by a unique `identifier` that you'll use in API calls.

## Overview

* **10+ countries** supported across Africa
* **Mobile money** providers (MTN, Vodafone, M-Pesa, etc.)
* **Bank transfers** in most regions
* **Instant payments** in available markets

## Payment Methods by Country

### Nigeria (NG) 🇳🇬

Currency: **NGN**

| Payment Method | Identifier         | Type          |
| -------------- | ------------------ | ------------- |
| Bank Account   | `bank_transfer_ng` | Bank Transfer |
| Pocket App     | `abeg`             | Mobile Wallet |

### Ghana (GH) 🇬🇭

Currency: **GHS**

| Payment Method             | Identifier            | Type          |
| -------------------------- | --------------------- | ------------- |
| MTN Mobile Money           | `mtn_momo_gh`         | Mobile Money  |
| Vodafone Cash              | `vodafone_cash_gh`    | Mobile Money  |
| Bank Account (Instant Pay) | `bank_transfer_gh`    | Bank Transfer |
| AirtelTigo Money           | `airteltigo_money_gh` | Mobile Money  |

### Kenya (KE) 🇰🇪

Currency: **KES**

| Payment Method | Identifier            | Type          |
| -------------- | --------------------- | ------------- |
| M-Pesa         | `mpesa`               | Mobile Money  |
| Bank Transfer  | `bank_transfer_kenya` | Bank Transfer |

### South Africa (ZA) 🇿🇦

Currency: **ZAR**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| FNB            | `fnb`           | Bank Transfer |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### Cameroon (CM) 🇨🇲

Currency: **XAF**

| Payment Method   | Identifier     | Type         |
| ---------------- | -------------- | ------------ |
| MTN Mobile Money | `mtn_momo`     | Mobile Money |
| Orange Money     | `orange_money` | Mobile Money |

### Rwanda (RW) 🇷🇼

Currency: **RWF**

| Payment Method   | Identifier | Type         |
| ---------------- | ---------- | ------------ |
| MTN Mobile Money | `mtn_momo` | Mobile Money |

### Tanzania (TZ) 🇹🇿

Currency: **TZS**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| TigoPesa       | `tigopesa`      | Mobile Money  |
| Airtel Money   | `airtel_money`  | Mobile Money  |
| Vodacom        | `vodacom`       | Mobile Money  |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### Uganda (UG) 🇺🇬

Currency: **UGX**

| Payment Method   | Identifier     | Type         |
| ---------------- | -------------- | ------------ |
| MTN Mobile Money | `mtn_momo`     | Mobile Money |
| Airtel Money     | `airtel_money` | Mobile Money |

### Malawi (MW) 🇲🇼

Currency: **MWK**

| Payment Method | Identifier      | Type          |
| -------------- | --------------- | ------------- |
| Airtel Money   | `airtel_money`  | Mobile Money  |
| Bank Transfer  | `bank_transfer` | Bank Transfer |

### Zambia (ZM) 🇿🇲

Currency: **ZMW**

| Payment Method   | Identifier      | Type          |
| ---------------- | --------------- | ------------- |
| Airtel Money     | `airtel_money`  | Mobile Money  |
| MTN Mobile Money | `mtn_momo`      | Mobile Money  |
| Bank Transfer    | `bank_transfer` | Bank Transfer |