Payment Rails

Cashramp supports a variety of local payment methods across multiple African countries. Each payment method is identified by a unique identifier that you'll use in API calls.

Overview

• 30+ countries supported across Africa

• Mobile money providers (MTN, Orange, M-Pesa, Airtel, Wave, etc.)

• Bank transfers in most regions

• Instant payments in available markets

This list is generated from live data. Always call p2pPaymentMethodTypes for the authoritative, up-to-date set of rails available in a given country.

Payment Methods by Country

Algeria (DZ) 🇩🇿

Currency: DZD

Payment Method	Identifier	Type
BaridiMob	baridimob	Mobile Wallet

Benin (BJ) 🇧🇯

Currency: XOF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Wave Mobile Money	wave_mobile_money	Mobile Money
Moov Money	moov_money	Mobile Money
Ecobank	ecobank	Bank Transfer

Botswana (BW) 🇧🇼

Currency: BWP

Payment Method	Identifier	Type
Orange Money	orange_money	Mobile Money
Bank Transfer	bank_transfer	Bank Transfer

Burkina Faso (BF) 🇧🇫

Currency: XOF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Wave Mobile Money	wave_mobile_money	Mobile Money
Moov Money	moov_money	Mobile Money
Ecobank	ecobank	Bank Transfer
Bank Transfer	bank_transfer	Bank Transfer

Cameroon (CM) 🇨🇲

Currency: XAF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Afriland First Bank *	afriland	Bank Transfer

Central African Republic (CF) 🇨🇫

Currency: XAF

Payment Method	Identifier	Type
Orange Money	orange_money	Mobile Money
BSIC *	bsic	Bank Transfer
BGFI *	bgfi	Bank Transfer

Chad (TD) 🇹🇩

Currency: XAF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Moov Money	moov_money	Mobile Money
Airtel Money	airtel_money	Mobile Money
BSIC *	bsic	Bank Transfer
Afriland First Bank *	afriland	Bank Transfer

Côte d'Ivoire (CI) 🇨🇮

Currency: XOF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Wave Mobile Money	wave_mobile_money	Mobile Money
Moov Money	moov_money	Mobile Money
Bank Transfer	bank_transfer	Bank Transfer

Democratic Republic of the Congo (CD) 🇨🇩

Currency: CDF

Payment Method	Identifier	Type
M-Pesa	mpesa	Mobile Money
Orange Money	orange_money	Mobile Money
Airtel Money	airtel_money	Mobile Money
Bank Transfer	bank_transfer	Bank Transfer

Equatorial Guinea (GQ) 🇬🇶

Currency: XAF

Payment Method	Identifier	Type
Muni Dinero	muni_dinero	Mobile Money
BGFI *	bgfi	Bank Transfer

Ethiopia (ET) 🇪🇹

Currency: ETB

Payment Method	Identifier	Type
M-Pesa	mpesa	Mobile Money
Telebirr	telebirr	Mobile Money
CBE Birr	cbe_birr	Mobile Money
Commercial Bank of Ethiopia	cboe	Bank Transfer
Bank Transfer	bank_transfer	Bank Transfer

Gabon (GA) 🇬🇦

Currency: XAF

Payment Method	Identifier	Type
Airtel Money	airtel_money	Mobile Money
Gabon Telecom	gabon_telecom	Mobile Money
BGFI *	bgfi	Bank Transfer

Ghana (GH) 🇬🇭

Currency: GHS

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo_gh	Mobile Money
Vodafone Cash	vodafone_cash_gh	Mobile Money
AirtelTigo Money	airteltigo_money_gh	Mobile Money
Bank Account (Instant Pay)	bank_transfer_gh	Bank Transfer

Guinea-Bissau (GW) 🇬🇼

Currency: XOF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Wave Mobile Money	wave_mobile_money	Mobile Money
Moov Money	moov_money	Mobile Money
Ecobank	ecobank	Bank Transfer
Bank Transfer	bank_transfer	Bank Transfer

Kenya (KE) 🇰🇪

Currency: KES

Payment Method	Identifier	Type
M-Pesa	mpesa	Mobile Money
Airtel Money	airtel_money	Mobile Money
M-Pesa (Paybill)	mpesa_paybill	Bank Transfer
Bank Transfer	bank_transfer_kenya	Bank Transfer
EQ Bank	eq_bank	Bank Transfer

Malawi (MW) 🇲🇼

Currency: MWK

Payment Method	Identifier	Type
Airtel Money	airtel_money	Mobile Money
Bank Transfer	bank_transfer	Bank Transfer

Mali (ML) 🇲🇱

Currency: XOF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Wave Mobile Money	wave_mobile_money	Mobile Money
Moov Money	moov_money	Mobile Money
Sama Money	sama_money	Mobile Money
Wizall	wizall	Mobile Money
Ecobank	ecobank	Bank Transfer
Bank Transfer	bank_transfer	Bank Transfer

Mozambique (MZ) 🇲🇿

Currency: MZN

Payment Method	Identifier	Type
M-Pesa	mpesa	Mobile Money
e-Mola	emola	Mobile Money

Niger (NE) 🇳🇪

Currency: XOF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Wave Mobile Money	wave_mobile_money	Mobile Money
Moov Money	moov_money	Mobile Money
Ecobank	ecobank	Bank Transfer
Bank Transfer	bank_transfer	Bank Transfer

Nigeria (NG) 🇳🇬

Currency: NGN

Payment Method	Identifier	Type
Bank Account	bank_transfer_ng	Bank Transfer
Chipper Cash	chipper_cash	Mobile Wallet

Republic of the Congo (CG) 🇨🇬

Currency: XAF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Airtel Money	airtel_money	Mobile Money
BCI	bci	Bank Transfer
BGFI *	bgfi	Bank Transfer

Rwanda (RW) 🇷🇼

Currency: RWF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money

Senegal (SN) 🇸🇳

Currency: XOF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Wave Mobile Money	wave_mobile_money	Mobile Money
Moov Money	moov_money	Mobile Money
Ecobank	ecobank	Bank Transfer
Bank Transfer	bank_transfer	Bank Transfer

Sierra Leone (SL) 🇸🇱

Currency: SLL

Payment Method	Identifier	Type
Orange Money	orange_money	Mobile Money
Afrimoney	afrimoney	Mobile Money
Saful Pay	saful_pay	Mobile Money
Bank Transfer	bank_transfer	Bank Transfer

South Africa (ZA) 🇿🇦

Currency: ZAR

Payment Method	Identifier	Type
FNB E-Wallet	fnb_ewallet	Mobile Money
FNB	fnb	Bank Transfer
Absa	absa	Bank Transfer
Capitec	capitec	Bank Transfer
Bank Transfer	bank_transfer	Bank Transfer

Tanzania (TZ) 🇹🇿

Currency: TZS

Payment Method	Identifier	Type
TigoPesa	tigopesa	Mobile Money
Airtel Money	airtel_money	Mobile Money
Vodacom	vodacom	Mobile Money
Bank Transfer	bank_transfer	Bank Transfer

Togo (TG) 🇹🇬

Currency: XOF

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Orange Money	orange_money	Mobile Money
Wave Mobile Money	wave_mobile_money	Mobile Money
Moov Money	moov_money	Mobile Money
Yas	yas_momo	Mobile Money
Coris Money	coris_money	Mobile Money
Ecobank	ecobank	Bank Transfer

Uganda (UG) 🇺🇬

Currency: UGX

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Airtel Money	airtel_money	Mobile Money

Zambia (ZM) 🇿🇲

Currency: ZMW

Payment Method	Identifier	Type
MTN Mobile Money	mtn_momo	Mobile Money
Airtel Money	airtel_money	Mobile Money
Bank Transfer	bank_transfer	Bank Transfer

Zimbabwe (ZW) 🇿🇼

Currency: USD

Payment Method	Identifier	Type
EcoCash	ecocash	Mobile Money
InnBucks	innbucks	Mobile Money

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* Regional bank rail currently being rolled out — it may not yet be selectable in every listed market. Confirm availability via the p2pPaymentMethodTypes query before relying on it.